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Play It Safe and Get Rewards with SmartRide

Driving safely is no easy feat. If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it. Safe drivers cost less to insure. We want to pass those savings on to you. If you’re a resident of California, then learn more about SmartRide here.

How SmartRide worksThe safer you drive, the higher the discounts you could get – up to 30%. Here’s how it works:

1)Sign up - You’ll get an immediate 5% discount on your auto insurance.

2)Plug in - We’ll send you a small device for your car within 10 days of signing up.

3)Drive - Then go online to track your discount and get personalized feedback about your driving trends.

4) Lock in your reward - At the end of the program, simply send back your device and lock your reward.*


Get feedback and track your discounts online. Here is the type of helpful driving information you will get with SmartRide.


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The SmartRide device does not collect GPS information and will not detect your location. Driving data is only collected to help you become a safer driver — it won’t negatively affect your premium. You can withdraw from the SmartRide program anytime.

* You will receive an initial 5% discount on your major auto insurance coverages for participating in the SmartRide program. Future discounts are based on collected driving data, and could be up to 30% of your major auto insurance coverages.

Subject to availability, underwriting guidelines, review, and approval. Discounts apply to Bodily Injury, Medical Payments, Property Damage and Collision. Discounted coverages may vary by state.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, please consult your policy for details.
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